It’s no secret that qualifying for a mortgage as a freelancer is difficult. But that doesn’t mean it’s impossible. The main challenge lies in proving your self-employed earnings to lenders, which tends to be a more complicated process than handing over your pay stubs as a regular employee.

It also doesn’t help when your income fluctuates by the month, you have little job security, and you must invest into your business throughout the year. All this to say that you can get the same mortgage rates as regular employees; you just have to work a bit harder to prove your income to lenders. Here are some tips and resources from ButlerBlog to guide you through the process:

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You’re getting ready to introduce a new product or service – or maybe you’re preparing to change up one of your current offerings. Either way, it’s time for a deep dive into your customers’ preferences and your competitors’ product lines.

Conducting effective market research is easy! Here’s how to target the right customers for your research, boost survey participation with incentives, and easily test out new product designs.

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Experiencing a recession isn’t something any of us want to think about. But as a small business owner, you must stay prepared for any challenge that comes your way—including an economic downturn. Fortunately, you can begin taking steps today to protect your business in the event of a recession. You can weather the storms ahead by diversifying your products and services, trimming your expenses, maintaining a strong cash reserve, and executing other strategies. Use these tactics to prepare a recession proof small business today.

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